Saturday, May 27, 2006

Change Higher Gear E-commerce Perspective




Due to massive advance turn around of information technology nowadays it is the main objective of ICT@COOP training is E-commerce.

For the last 4 days of our E-commerce class, this has been handled by Ms. Janette Toral an expert of E-commerce industry and a consultant. I never thought that E-commerce plays a major role in business industry worldwide. It really helps individual business men and corporations for easy and faster transactions.

I learned that it is high time to change higher gear E-commerce perspective in cooperative business organizations. Since coops now are aiming to link with commercial banks in the future this will be a gateway in cooperative journey.

Thursday, May 25, 2006

Cooperative Not Possible online Marketing and Social Networking

Discussions on marketing, traditional way of doing always in my mindset, to my surprised I was able to learn on the easiest way through online marketing and social networking which is one of the module in ICT@COOP training, conducted by Ms. Janette Toral, owner of Digitalfilipino.com website.

I could hardly believe in just a matter of 2 days creating my blogspot I noticed that somebody had access my account from other countries. Now I realized that the fast money earning in today’s era is through online marketing and social networking.

Since the cooperative organization’s aiming high to maximize the use of Information Technology and build Business Development Centers (BDC) as part of advancing its technology from day to day operations. I’ve thinking that it’s not possible, cooperative e-commerce is now at hand.

Cooperatives have been gaze down to many individuals that it’s a dole out system. Cooperative teaches its member to be thrift and a habit of savings. Many individual members, who were able to expand their businesses through the cooperative support by availing loans.

The NATCCO Network is one of the biggest cooperative federations in the entire Philippines which its affiliate’s primary coops having an asset raging from 5 Millions to 300 Millions and majority are serving Savings and Credit operations.

With these online marketing and social networking 3 to 5 years from now, cooperatives will be able to be in partners with commercials banks through ATM online payments and online transactions local and international.

Online Remittances

According to the results of the researched made with the ICT@COOP trainee yesterday regarding e-commerce payment, I found out that Western Union is most efficient in sending payment worldwide, it has been established since 1871 in just a matter of 1 minute the payment will reach to the payee, however using it for local remittances it has an expensive cost P65.00 per send P500.00. But on the other hand Globe GCash and SMART padala they have lesser charges at P10.00 per P1,000.00 in just a matter of one minute also the money is sent. With these services you can use your own cell phone as your wallet. The problem with GCash and SMART padala if the payee doesn’t know how to use it or how register, or doesn’t have any cell phone they could not avail those type of payment.

Wednesday, May 24, 2006

E-commerce online shopping

I visited www.amazon.com was a type of ecommerce a one stop shop, anything you need you can have it online. E.g. RTW, PC’s, Sportswear, household items and more, you can have it just doing shopping in your own home and using your credit card.

One thing I noticed in amazon their text in upper menu is very small but in fairness they have good tab on other product categories will puff up when you point the mouse on it.

It seems the webpage is very congested some of the product maybe bypass, by the customers.

The other website that I visited was www.shopping.yahoo.com it is also ecommerce one stop shop, but they have also other services other than things can be bought from the malls they have also Credit Cards, Long Distance, Mortgage, Real Estate, Tickets and Travels. So if you only need those services you can just have it online.

The webpage is good not cluttered well balance.

EON Unionbankph

I registered online EON Union Bank went to the process, they have a good application form that is user friendly, they have balance form not heavy to the eyes of the users, very simple you can just fill up your name and the other data you can have an options.

It is so quick in just a matter of 3 to 5 minutes you can have your EON Cyber Account.

NSO website accessability

I login the online at www.E-census.com.ph to get a copy of birth certificate of my father, one problem I encountered was I am using Mozilla firefox browser and the engine being use of the website is internet explorer and they are requiring me to download an installer. If the user has limited access in the computer he/she cannot install, then they could not access the site therefore they cannot also avail online services.

Tuesday, May 23, 2006

ICT@COOP Train the Trainors


ICT@COOP Train the Trainors’ was a very challenging experience that I encountered, indeed I never expect among the many who aspired at eleventh hour I was chosen to be one of the participant among the 60 participants in the Philippines, Thailand, and Indonesia. The training has a great demand for trainors’ in the field of Information Technology in the cooperatives.
There can be no words to express my appreciation and proud to be trained in ICT@COOP, that was the greatest opportunity in my life and my career. I learned a lot, I learned also simple things that I never noticed from day to day usage in computer applications.
Learning’s achieved not only from the discussions but, through sharing of my co-participants.
ICT@COOP training my dreams has been fulfilled to acquire knowledge and skills about Information Technology.
Learning will not end in the training room but, will continue through our personal studies to gain and enhance our knowledge.
I would like to acknowledge those who made ICT@COOP training been successful; INWENT, NATCCO, AWCF, PBSP, ITS, ATENEO DE MANILA UNIVERSITY and My Supervisor and Boss. Most of all, to God be the glory because He never fails to protect, to guide, give all the participants and instructors good health, strength, knowledge and wisdoms. To the silent people behind the scene the NATCCO Hostel staff who prepared our daily provisions and lodging.
To my co-participants thank you very much I learned a lot everyone of you in many simple way.
May our cooperative endeavors be bless and succeed.
Since the 4 months and a half training inevitably have come to an end, the battle of the trainors’ to face new challenges to replicate to the cooperatives, we had not concluded yet, but we had only just begun.