ILANG TAON BA BANG PALAGI GANITO TAKBO NG BUHAY MO?

Sa isang taon ko nagsi-share ng bawat tao ibat ibang stado sa buhay at karanasan sa kanilang pagsisikap para lang mapakain ang kaninlang bawat pamilya, mapag-aral and kanilang mga anak, mapagamot ang kanilang mahal sa buhay na meron karamdaman.

Sa bawat kwento ng kanilang buhay eto aking natuklasan at nagdurugo ang puso ko.

✓ Isang emplayado ng isang grocery hawak nya ang isang display rack nakaligtaan lang nya ma pull out ang produkto na nag expire buong buo naka charge sa kanya mahigit P 15,000.00 halos dalawang buwan sahod na yon.

✓Isang kaibigan nagtatabraho bilang customer attendant mula alas 8:00 AM hanggang 12:00 midnight sumasahod lang ng P2,000.00. Hindi sya maka alis alis dahil wala din syang mapasukan na iba kasi wala din syang natapos sa pag aaral.

✓OFW nurse kapwa Filipino pinag iinitan sya kasi masigpag sya magtrabaho nagustuhan ng amo, hinahapan sya nga mali para magalit kanyang amo at napilitan nalang syang magresign para umiwas sa gulo.

✓Kapos sa sahod, pilit patuloy ngsumikap di ko ma imagine paano nya tinatawid ang kanyang pamilya na baon na baon na sya sa utang, kung meron emergency lalo na karamdaman kung saan saan humagilap ng pera para lang maipag
amot ang mahal sa buhay.

Ito ay iilan lang na mapait na karanasan sa mga naka usap ko, kahit mahirap pilit pinipikit ang mga mata kasi hirap sa buhay para lang meron mapakain sa kanilang pamilya.
Sa bawat kwento ng buhay nila sumasabay ang pagpatak ng luha
kung may pag asa paba sa kanilang buhay.

Meron muling nabuhay at sumigla at sinisikap abutin muli ang kanilang mga pangarap, at meron din dahil sa kanilang kahirapan sinisisi nalang nila sa kahit sino sino dahil naghirap sila.
Kaibigan kung nagbabasa ka ngayon nito, saan kaba sa kanila nahalingtulad? Nasa iyo ngayon ang napakalaking desisyon sa buhay na baguhin eto at tuparin at abutin ang gusto mo maabot.
Matagal kana bang nagdadasal para matupad ang mga gusto mo? Baka dami na panahon na tinatawag ka ng Panginoon pero ma pride kaparin, subukan mo lang makinig baka sakali yan na ang sagot nga hinihiling mo.

Kung kapos ka dagdag mo lang eto sinishare ko wala naman sinasabi na iwanan mo trabaho mo, meron kabang 3-4 hours a week? Pasok ka. Kung matapos mo mapakinggang at nakita mo na di mo gusto walang problema walang pilitan.

Me pag asa pa, tulungan po tayo. God bless you always.

My facebook page:  ROYALE BUSINESS CLUB - PARA SA PANGARAP MO
Official Website of  ROYALE BUSINESS CLUB INTERNATIONAL

Call +639989901225

SENTIMENTAL VALUE

Naexperience nyo na po ba malaki ang value mo sa isang bagay? Kahit lumang luma na eto pero ayaw mong bitawan o itapon kasi napamahal kana nito kahit di mo rin ginagamit.

Ang larawan na nyan isang Passenger Jeepney na bumuhay sa amin noon kami ay nag aaral pa kami tatlong magkakapatid. Binili nila mag asawa ng amo ni papa Mr. and Mrs. Isidoro Lubguban para meron syang hanap buhay. Dito lahat naming kinukuha lahat ng pangaga-ilangan namin sa araw araw, si papa ko ng mamanihu nito. Dahil hindi eto bago kadalasan lagi meron sira minsan uuwi sya sa bahay walang kita kasi di bumabyahi at sya na rin nag kukumpuni nito kasi expert si papa ko sa ibat ibang klasing makina at kahit body building. God is good kasi it’s a blessing yong amo nya super bait binibigyan din sya ng pera kahit papaano kung walang byahe at kung ano ano pa katulad ng bigas at ulam.

Dumating sa punto na sinubok ni papa ko magfarming sa bukidnon baka sakali umangat ang buhay, mabigat sa loob iiwanan nya kanyang amo. Pero hindi sya ngtagumpay sa farming kasi mahal ang mga inputs at mura ang bintahan ng kanyang harvest. Bumalik si papa ko sa amo nya para bumisita, ang sabi ng amo nya, mula noon araw na iniwanan nya ang jeepney kasama personal na pera nila ay naubos sa maintenance. Kaya sabi ng amo na ibibinta nalang yong jeepney kasi nalulugi sila, sabi ng papa ko NAGBABASAKALI ako nalang sana bibili nyan sir at maam pero wala naman akong pera pambayad nyan. Sagot ng among lalaki by all means bring that jeepney to your home. “Nagbibiro ka naman sir” sabi ni papa ko, yes dalhin mo yan payable when able binili namin yan para sayo, kaya magiging sayo yan. Indeed God is so good all the time, di pa po nabayaran kalahati ang jeepney pinalipat na sa pangalan ni papa ang registration nabayaran in full sa loob ng limang taon walang interest. That Jeepney was doing great, at nadagdagan pa eto ng isa pa hangang kasalukuyang taon.

Isang araw meron taong di ko lang ma explain ang ugali, umagang umaga galit na galit sya sa papa ko dahil daw mausok ang mga sasakyan sa tagal na nakaparada ang jeep biglang nag eskandalo, magdedemanda aw sya at kung ano ano pang sinasabi. Hiyang hiya papa ko sa mga kapit bahay meron na siyang edad pinagsisigawan sya ng masbata pa sa kanya.

To cut the story short ayaw na papa ko ng gulo at meron kaaway my father decided to dispose his 2 unit jeepneys’. Ang pagdidisisyon ng buong pamilya mahirap, ayaw naming bitawan ang isang bagay na bumuhay sa amin sa mahabang panahon hanggang kasalukuyan, masakit at nakakapanghinayang.. Naghahalong takot at kaba papano nalang ang pang araw araw na pangagailangan ng magulang ko at meron pang malaking utang na di pa bayad.

Thanks be to God he really works in so many MYSTERIOS WAYS, meron fall back si papa, NAGBAKASAKALI na naman, sabi ko sa pamilya naming tulungan tayo lets do ROYALE, di kana mapapagud sa pag kumpuni ng mga makina ma stress sa mga drivers at sa kapitbahay na laging galit.

Just doing ROYALE true enough meron talaga resulta basta trabahuin mo lang, kumita si papa the following week hindi naman po pinagmamayabang sobrang saya lang kami sa resulta. Tulungan lang naman po eto, walang pressures, walang time frames at walang quota.

Pero ok lang naman kaibigan, kung masaya ka sa ginagawa mo at umasenso ka lalo sa ginagawa mo patuloy nyo lang po. Pero kung darating ang panahon makapagdisisyon Karin na pakinggan mo papalinawanag namin sa inyo sabihin mo lang, simply lang naman eto 3-5 years pag seryoso ka sa pangarap mo meron talagang resulta.

Gusto mo ng Financial Freedom, gusto mo malaman papaano? 

Please call:  +639989901225

Visit my page: ROYALE BUSINESS CLUB

Have a blessed day.

CHRISTMAS RUSHED EXPERIENCE

While I was lining up towards an ATM Machine with many people patiently waiting for their turn, ahead of me kept on trying to do balance inquiry but it looks like nothing has been credited to his account. I could read on his face so much disappointment and worries he withdraw nothing while his little child looking at him.

In the grocery while I’m next in line to pay one lady ran out of cash from her wallet she sorted out goodies prioritizing what should be eliminated and pick those items for Noche Buena.

Other occasion in the RTW I saw a child holding his money to buy a pair of shoes, searching for the cheapest price and looking at his cash on hand.

My heart really bleed and empathized those individuals they work so hard yet their cash were not enough for their needs.

My friends, brothers and sisters are you experiencing those kind of scenarios in life? Do you want this to happen with your children in the future? Do you have still dreams in life for your children and family?

Are you willing to spend 2 - 3 hours a week to have some extra income at least P2,000.00/week to address the scarcity of your cash?

If yes let’s talk and PM me. Call / Text: 09989901225

Do you believe that you will achieve your dreams 3 to 5 years from now?

My Girl

Excitement always remembered

First day I saw you in one corner

Eyes stared with sweet smile prompted me

Like a sweet melodies coming back that has been lost in me

I’ve been oblivious about my feelings

Cares nothing but myself, career and family

Happy go lucky where ever I will be;

No one would tell me someone is waiting for me

Those words you said “are you okey”?

The touched of your hand on my shoulders

goodies you’ve given to me seems’ am having fantasies

Sweetness of you were making me ecstasies

When you say for the first time “you miss me”

With affectionate word “you take care”

Can’t help to think is this a reality?

Thoughts of you keep taunting me

I prayed, asking guidance to my moves

Resisting my feelings, craziness that droves

I was distorted and lost persistence

And even temper conquered my patience

Many were asking if you are my girl

I can’t answer those expectations for real

Out of the blue when I less expected it, in a certain reel

You said: “from now on, I will be your girl and always be your girl”…

(Happens One year ago October 14, 2013 and it's our 1st Year Anniversary)

I've been looking for good investments and business, one of my friend introduced me this site PAYNIZED online business.

Earning extra income while doing facebook, twiter, chat and any other social media.

SPECIAL BIRTHDAY GREETINGS FROM A VERY SPECIAL FRIEND

I got birthday greetings from a special friend who is outside the country at about 12:03AM December 25, 2010, she forwarded her message to her sister and her sister forwarded it to me.

Specially Composed for twitart

Today is your natal day, the day were God gave you the gift of life. The time your parents experiences NIRVANA of your existence. This is the day your relatives and siblings rejoiced. Always remember you are so special, not only to your love ones but for all the people who love you for who you are. You are indeed a gift, a blessing, the masterpiece of the heavenly father.

HAPPY BIRTHDAY

Ornamental Flowers can not be eaten

Last December 6, 2009 I went to Tagbilaran City, Bohol, I was invited for dinner by our Area Manager in the Mall in a nice simple pastry and restaurant. They have different native products out from Honey Bees. They bake bread, cakes with honey, bee pollens and all honey bee product. It is really nice and cool place.

So I ordered food with salad, what amazed me so much was the salad was very nice presentation with decorations of Vagounvilla and cosmos flowers. After all these years I used to play and make some arts in school with those flowers where it grows everywhere in my province. It’s my first time to eat those flowers and it’s good.

According to them they explained that all plants and flowers where honey bees gather nectar's & flower pollens can be eaten and safe. God really make so many mysterious ways.

Is 2010 A Challenging Year ?

Whowwwwwwww!!! It's 2010 another new beginning, there so many plans and dreams that were not achieve, wondering if it would be the right time to pus true.

There are so many apprehensions in my mind thinking those opportunities that are in vain. I made up my mind to set focus on those things that are deliverable and realistic.

Hope I would be able to reach these quests.

Sound silly but amazing!

August 7, 2009

Around 9:45 this morning, I went to the comfort room to relieve myself. I noticed the door was not lock and not completely closed, I just knocked and somebody responded from the inside. So later I followed and got in, closed the door properly and locked it so that I won’t be disturbed.

When I’m done, I unlock and opened the door but I can’t, I was stuck inside. I said this some kind of a joke in me today. I don’t want to let everybody know that I was trapped inside the comfort room. What I did was:

First Attempt: I tried to pull it out with all my strength but not even a single millimeter moved. I planned to climb up just to get out on the next door but I’m sure it is very dusty.

Second Attempt: Another attempt were made to open it anchored my one leg to the concrete walling but nothing happen.

Third Attempt: I used to leave my cell phone on my desk when I’m in the office; But I brought with me the two cell phones. So I tried to text for help sent many messages to my Cambodian friend Rada, (who has special mission project, because he is around in the office that time) good for me that there was signal because before there was none. But its about 10 minutes passed no one came.

Fourth Attempt: I really don’t want to yell outside because everybody will know. But no choice so I shouted out to those in the kitchen nearby so that I will be heard, but still no one heard me. No one really knows I’m stuck in there.

Fifth Attempt: Started to removing one pin of “bisagra” which hold the door and door jam in that swings the door, but I was reluctant to remove everything because I will be spending more time returning it back after.

Sixth Attempt: I tried texting to my co-employee Allen Krystel (our admin staff in I.T. Department), using my suncel but I got no signal, I can’t text her with my globe either because it is registered only to unlitext globe.

Seventh Attempt: Wow! Seven (7) my favorite and perfect number. I just raised a short prayer, and said “Lord please help me to open this door”. Indeed when I pulled it out again for the last time the door were open smoothly, it seemed somebody pushing outside I did not even exerted more effort to open it and God does pushed it for me. (Thank you Lord!!!). Silly but amazing, God is always there even you are stuck in comfort room.

Internet Connection

Last Monday when I went to the office for work I supposed to take my rest after our General Assembly in Boracay Island. But I was thinking of my work to be done in the field.

Our internet connection was down, one foreigner guest asked me if he could have the wifi access, I told him that the internet connection was down, later one by one my co-employees were asking what happen to the internet connection.

I realized that, on this digital age people seem could live without internet. What will happen if one day or two internet is down? I guess it has a big impact on economic crisis.

LAND OF PROMISE … MISSION ACCOMPLISHED . . .

Mindanao once has been called land of promise in early 1050’s. Places were a fertile ground for farming and fertile ground for mission.

Pastor Enrique Litao-Almera a graduate in the School of Theology has the heart of mission, his wife Valentina, children Prescilla, Deborah, Tadeo and granddaughter Flordeliza. In early 1951 they migrated to Mindanao and settled in Barungkot, Dangcagan, Bukidnon. (Not in photo Prescila & Liza)

He started his ministry and began to have a group of his own. He acquainted many church leaders and joined the churches. He met also Ptr Juanito Gapul, Sr. and family in Barungkot. In 1956 he was able to meet a leader who migrated from Negros with so many followers named Mr. Fidel Cambare. The name of his group was Economic Brotherhood Production - EPB. They observed the 7 Gods Plan of Salvation in the Old Testament. Ptr Eking and Mr. Fidel Cambare agreed that they will merge their groups in serving God.

In 1957 the church building was built (the roof was made out of cogon grass) on Mr. Cambare’s personal lot in Kiara, Maramag Bukidnon. (Barrio Kiara, were belonged in the Municipality of Maramag in that year). It’s not easy doing with such ministry when they have to walk around 40 kilometers every week when they go to Barrio Kiara for Worship service. Their faith in serving God is immeasurable, members would have to travel Friday night from different places such as Maramag and Dangcagan just walking bringing all their foods carried by “balsa” (a cart without a wheel) pulled by a carabao / buffalo or a cow and walk again Saturday night going back home. When rains come they have to wait for the rivers of Moleta and Masimag waters to subside for them to cross.

A first Pastor of Radio Church of God founded by Mr. Herbert W. Armstrong was Ptr. Pedro Ortiguero who happened to be a friend and co-pastor of Ptr Eking Almera in Luzon went to Mindanao in 1962 for the purpose of joining the group of Ptr. Almera, the church eventually converted to Radio Church of God and later years it became Worldwide Church of God - WCG and in the year 2008 the name was changed officially to Grace Communion Internation - GCI.

In the late 1960’s it’s the persecution and excruciating trials of Ptr Eking Almera and family when there was a Pastor who joined the group and started to overpower him and ruined his reputation and even in front of the worship service, he used his power to destroy him. There was even a time during the service the said pastor said to the congregation that he will throw Ptr. Almera out of the window. He said that Ptr Almera is incapable of handling the church. In 1969 Ptr Almera was totally dropped down from the ministry together with Ptr Juanito Gapul and never received any single cents as retirement benefit. Such incident was never reported in the head office of WCG in Manila, in spite of that Ptr Almera and family still remain in the church.

June 1970 Ptr. Almera was seriously ill his family doesn’t have any finances for such a surgical operation and to buy all the necessary needs in the hospital. In the late afternoon of June 19, 1970 Ptr. Almera breathed his last at Bethel Hospital, Malaybalay, Bukidnon. That very day his remains transported to Don Carlos, Bukidnon arrived at 7:00 in the evening. It was Friday eve the church believed that it’s already a Sabbath. The incumbent pastor ordered the family to burry Ptr. Almera at once because it’s already Sabbath and no one would help. He never allows Mrs. Almera and children to view his remains and even he never allowed bringing the remains to the house, 11:30 in the evening where the strong rains poured it seems the cry of heaven his servant was buried without any burial services rendered in his peaceful rest. Ptr. Juanito Gapul, Sr. was even scolded by that Pastor because he helped to facilitate the remains of Ptr. Eking. Sometimes words are un-expressible knowing with this inhuman treatment may lead to bitterness and envy. Thanks for those few good men who sacrificed for giving the humble servant a peaceful rest (The Zapanta’s, Canogigos’ Carmelotes’ and others).

Neighbors who are unbelievers were so mad to the Almera family why they never bring the remains of Ptr Almera in the house and why they listened to that pastor, where they said they will help for the burial just for them to see the remains of Ptr. Eking who been so kind to them.

When the regional Director of WCG Mr. Arthur Docken heard the news, he rushed to Cagayan de Oro City why he never knew about Ptr. Almera was ill, sad to say, it’s all done. It was not reported with that pastor.

Mrs. Valentina F. Almera in spite of what happen continue to serve the Lord faithfully, without any grudges at all. She taught her grandchildren the way giving, praying without ceasing and God fearing children. It has been a prayer of her grandson and I quote “Lord my Lola Tina is old now, if you are going to take her, don’t let her suffer with illness”. December 21, 1999 at 5 o’clock in the morning her daughter Deborah usually wake her up for a coffee but that moment she never responded and never wake up from her sleep, in her deep sleep she went back to her creator. It was an answered prayer to God be all the glory.

It’s been a heart crushing story; but it is still a greatest battle of Victory I may say “Land of Promise, Mission Accomplished”. The church has been following the Old Testament laws have been spiritually transformed into full Gospel Church. Kiara Church still remains, before Mr. Fidel Cambare died he finally donated the one hectare lot where the Church was built. The Church grows in Bukidnon with her daughter churches.

Ptr. Enrique Almera’s family still remain in the Church serving faithfully to Jesus Christ. There will be human defeat in his lifetime but the victory to the kingdom of heaven has the greatest reward.

A text message would never be the same again....

Couple years ago I was so bored, I entered in MIRC chat room just parking then. A young lady sent me a private message she was 17 years young. We just had a chit chat sharing any ideas and question and answers. She shared her yahoo messenger and added her in my list. After that little time we talked everything has been forgotten.

Years gone by early 2008, when I opened my email I received an invitation to friendster it came from Ashley Fernandez. I just added her quick and send her my gratitude for the invitation and asked her yahoo messenger again. What I did was to send her an offline messages. We were able to talk again in ym and often times we communicated only thru offline messages then I ask her cellphone number. When I had the opportunity to text her I send her some quotes. She tells me what is doing, doing their assignments and projects and hanging out with her friends.

My phone beeped, that was November 5, 2008 and the message was and I quote “Kuya I am leaving for New York Next Month” I thought it was just a joke text because I used to received some jokes like that. I asked her for what reason? She told me that she is going to have her medication, Leukemia Stage 4 Cancer. That moment it seems my world was crushed down knowing a young woman who is very lively but beneath that manifestation she has been suffering tremendously.

I asked her if I could make a call, but she is in the hospital and not allowed to have phone calls. I am so bothered for her, so I just text her if she do believe that Jesus Christ is her Great Doctor, Mighty Physician and Powerful Healer; and asked her if she will accept Jesus Christ as her personal savior her Lord and Master. She replied “with all my heart I will accept Him”. I just send a prayer request all throughout the Philippines for her healing. After that I never received any text from her she left for New York.

One night when I opened my friendster account and it struck me in her account was that “goodbye Manhattan, New York and Farewell”. It was her cousin who posted on that shout out, she rested peacefully with the Lord December 8, 2008.

I just can’t hold back the tears that falls from my eyes, ASHLEY FERNANDEZ (21 years old) that I met had been part of my life’s journey. Although I am so sad of her lost, for me she is victorious in her life with the Lord. Because she surrender her life to God in spite of all the pain that she been through.


Ashley, you are so precious in the Lords heart, God be with you till we meet again.

it at coops takes a big lift

It’s been two years it@coops culminated 100 days training participated with Thailand, Indonesia and Philippines. Promotions to replicate the skills and knowledge acquired with the IT Specialist.

When we first organized training the impressions of the co-op managers is that, their staff knows already about Microsoft Office Operations and other computer applications. We were able to have first training in the North Luzon on Microsoft Office Excel. One General Manager sent her staff to the training and re-echo of what she had learned, she commented that she regretted for not attended herself on the training. From then on when we invite their co-ops for it@coops training she always send 2 or 3 participants.

It@coops dreams take a big lift and have come to reality. As of today a lot of managers and Board of Directors are requesting to conduct it@coops training in their respective cooperative. We are looking forward for next years plans and strategies to share the skills and knowledge imparted to us as IT Specialist.

I have 4 years old niece, who always disturbs me when am working on my computer; she holds the mouse, press the keyboard and even the power button. What I did was to give her a time for herself to play on the computer. I taught her in paint and draw in it, when am home she always ask me that she will draw in the PC and we taught here determining the letters on the keys. To my surprised when I went home from manila, she already knows how to start the computer and log-in her password and shutdown and she knows to play her puzzle game.

It’s a big challenge to all of us IT specialists "we can do it", with due respect of Cong. Guillermo Cua said ARISE, I may translate it Achieve, Regional, IT@coops, Soar for Excellence.

Thank you very AWCF, Invent Germany, One World, NATCCO, C.U.L.T., FORMASI and to the co-operatives who have full support with this endeavor you made a great move.

Death is at Hand!

It was early August 2007 when I received late call from my sister Jene Ann requesting for a prayer for Ptr. Jerome V. Manriquez is admitted in hospital and in critical condition at Intensive Care Unit (ICU) and last August 20, 2007 I received a text from Diane my friend Shayne Cloie is admitted also in the Heart Center the same condition they both suffer heart problem. Those incidents crumpled my heart in deep sorrows knowing them they suffer so much struggling taking their breath. Two lives at stake with those gadgets installed to their bodies.

Since I could not do anything but to cry out the Lord, it’s not yet their time. And it seems I could not accept it. Faith and strong feelings that the Lord is listening, prayer request was sent to the Prayer Warriors and Intercessors all throughout the country to intercede before God for the two beings whose life is in the Valley of Death.

They had been discharged from the hospital knowing that they are well enough but just in few days their heart illness strikes them again and back to the hospital. Interceding to the Lord, for He is the great Doctor, the mighty Physician and the powerful Healer of all.

A miracle happens day after day in our lives, Ptr. Jeng Manriquez and Shayne Cloie were both out from the hospital rejoicing in God’s intervening miracles in the lives not just to them but to the brothers and sisters who interceded and prayed.

I was able to attend Ptr. Jeng’s 45th birthday Last August 10, 2007 he shared his testimony during his struggles; he dreamed that he is in journey in a very dark place walking through a path leading to a very tiny light, as he continue to move forward somebody pulled him back and he was awaken. He was inspired and fought to get well when he knew a lot of brothers and sister praying for him.

Shayne Cloie celebrated her victory over death. Her family so glad that she revived with her health she extends her appreciation to everybody who cared in praying for her, I caught her text message “Touched! Please extend my trillions of thanks, thank you to them; thanks could not be enough to appreciate their concern”.

The Lord promised us wherever we are, whatever we do, even we walk to the Shadow and the Valley of death he is there for us and let us not be afraid for he is with us and he is in us. Victorious battle for the two Children of the Lord, all glory, praise and honor belongs to Him. Death has been defeated! Let’s be sure that Christ is in our lives to conquer the spiritual death that we will see each other for eternity.

The Trainee, Graduates, Specialists

One hundred thirty eight (138) days ICT Training culminated last May 31, 2006 at PLDT CTC Building Ateneo de Manila University. There were 23 Trainees but only 20 were able to graduate.
After the graduation the trainees, the graduates are now the new specialist of IT to the different cooperatives all throughout the Philippines. The 14 cooperatives will establish Business Development Center and the specialist will replicate the trainings to the cooperatives Management and Staff, Board of Directors and Officers and also to the cooperative members.

Change Higher Gear E-commerce Perspective

Due to massive advance turn around of information technology nowadays it is the main objective of ICT@COOP training is E-commerce.

For the last 4 days of our E-commerce class, this has been handled by Ms. Janette Toral an expert of E-commerce industry and a consultant. I never thought that E-commerce plays a major role in business industry worldwide. It really helps individual business men and corporations for easy and faster transactions.

I learned that it is high time to change higher gear E-commerce perspective in cooperative business organizations. Since coops now are aiming to link with commercial banks in the future this will be a gateway in cooperative journey.

Cooperative Not Possible online Marketing and Social Networking

Discussions on marketing, traditional way of doing always in my mindset, to my surprised I was able to learn on the easiest way through online marketing and social networking which is one of the module in ICT@COOP training, conducted by Ms. Janette Toral, owner of Digitalfilipino.com website.

I could hardly believe in just a matter of 2 days creating my blogspot I noticed that somebody had access my account from other countries. Now I realized that the fast money earning in today’s era is through online marketing and social networking.

Since the cooperative organization’s aiming high to maximize the use of Information Technology and build Business Development Centers (BDC) as part of advancing its technology from day to day operations. I’ve thinking that it’s not possible, cooperative e-commerce is now at hand.

Cooperatives have been gaze down to many individuals that it’s a dole out system. Cooperative teaches its member to be thrift and a habit of savings. Many individual members, who were able to expand their businesses through the cooperative support by availing loans.

The NATCCO Network is one of the biggest cooperative federations in the entire Philippines which its affiliate’s primary coops having an asset raging from 5 Millions to 300 Millions and majority are serving Savings and Credit operations.

With these online marketing and social networking 3 to 5 years from now, cooperatives will be able to be in partners with commercials banks through ATM online payments and online transactions local and international.

Online Remittances

According to the results of the researched made with the ICT@COOP trainee yesterday regarding e-commerce payment, I found out that Western Union is most efficient in sending payment worldwide, it has been established since 1871 in just a matter of 1 minute the payment will reach to the payee, however using it for local remittances it has an expensive cost P65.00 per send P500.00. But on the other hand Globe GCash and SMART padala they have lesser charges at P10.00 per P1,000.00 in just a matter of one minute also the money is sent. With these services you can use your own cell phone as your wallet. The problem with GCash and SMART padala if the payee doesn’t know how to use it or how register, or doesn’t have any cell phone they could not avail those type of payment.

E-commerce online shopping

I visited www.amazon.com was a type of ecommerce a one stop shop, anything you need you can have it online. E.g. RTW, PC’s, Sportswear, household items and more, you can have it just doing shopping in your own home and using your credit card.

One thing I noticed in amazon their text in upper menu is very small but in fairness they have good tab on other product categories will puff up when you point the mouse on it.

It seems the webpage is very congested some of the product maybe bypass, by the customers.

The other website that I visited was www.shopping.yahoo.com it is also ecommerce one stop shop, but they have also other services other than things can be bought from the malls they have also Credit Cards, Long Distance, Mortgage, Real Estate, Tickets and Travels. So if you only need those services you can just have it online.

The webpage is good not cluttered well balance.

EON Unionbankph

I registered online EON Union Bank went to the process, they have a good application form that is user friendly, they have balance form not heavy to the eyes of the users, very simple you can just fill up your name and the other data you can have an options.

It is so quick in just a matter of 3 to 5 minutes you can have your EON Cyber Account.